European Insurance and Occupational Pensions Authority (EIOPA) e hatisitsoeng kajeno keletso ea tekheniki ho Khomishene ea Europe, e khothaletsa hore tlhokahalo ea chelete e le 'ngoe e sebelisoe ka mokhoa o ts'oanang ho li-crypto holdings tsa EU (re) insurers. EIOPA e nka ho kuta moriri ka 100% ho latela mokhoa o tloaelehileng o bohlale ebile o loketse thepa ena ka lebaka la likotsi tsa eona le ho feto-fetoha ho hoholo ha tsona.
Matlotlo a Crypto ke sehlopha se secha sa matlotlo 'me kalafo ea bona ea taolo e ntse e tsoela pele. Le hoja Capital Requirements Regulation (CRR) le Limmaraka tsa Crypto-Assets Regulation (MiCAR) li kenyelletsa mehato e hlokolosi ea nakoana bakeng sa thepa ea crypto, moralo oa taolo oa EU bakeng sa (re) li-insurers ho fihlela joale o haelloa ke litokisetso tse khethehileng tsa thepa ea crypto. Ka lebaka leo, (re) li-insurers hajoale li arola thepa ea bona ea crypto ntle le mokhoa o tsitsitseng. Sena se hlahisa lipelaelo mabapi le kutloelo-bohloko ea kotsi ea litloaelo tsena le boemo ba masene bo amanang le tsona.
Tlhahlobo e matla ea EIOPA ea data ea nalane ea thepa ea li-crypto e fana ka maikutlo a hore likhetho tsa hajoale tsa boima ba chelete - joalo ka boemo ba khatello ea maikutlo ba 80% bo sebelisitsoeng ho thepa e sa tšoareheng - ha e le hantle e nyenyefatsa likotsi tse amanang le ho pepeseha ha crypto.
Tlhahiso ea leano
Ho khothaletsa ts'ebetso e lumellanang, e masene le e leka-lekaneng ea thepa ea crypto, EIOPA e sisinya ho hlahisoa ha kobo ea 100% tlhokahalo ea chelete ho li-cryptoholds tsohle, ho sa tsotelehe kalafo ea bona ea tekanyo kapa hore na ho pepeseha ho tobileng kapa ho sa tobang.
Phekolo ea junifomo EIOPA e sisinya e ne e tla bontša ka ho lekaneng likotsi tse phahameng tse amanang le matsete a crypto ntle le ho theha ho rarahana ho sa hlokahaleng kapa ho beha litlhoko tse eketsehileng tsa tlaleho ho (re) li-insurers ka nako eo matsete a bona a thepa ea crypto a ntseng a inyenyefatsa ka boholo.
Leha ho le joalo, ho amoheloa ka mokhoa o pharaletseng oa thepa ea crypto ho ka hloka mokhoa o fapaneng haholo ho theosa le moeli. Ka hona, phekolo ea li-crypto Holdings tlas'a Solvency II e lokela ho hlahlojoa nakong e tlang ho latela tsoelo-pele ea 'maraka le mekhoa ea taolo likarolong tse ling.
Background le mehato e latelang
Phatlalatso ena e tla ho arabela Komisi ea Europe Bitsa Keletso mme e latela a puisano le sechaba ka sehlooho le ba amehang. Khomishene joale e tla shebana le boeletsi ba tekheniki ba EIOPA tlhahlobong ea maemo a 2 a Solvency II.
