Lachitatu, a MEPs adatengera malamulo atsopano kuti awonetsetse kuti kusamutsidwa kwa ndalama za euro kumafika nthawi yomweyo mumaakaunti akubanki amakasitomala ogulitsa ndi mabizinesi ku EU.
Kodi mudakwiyitsidwapo kuti muyenera kudikirira masiku kuti ndalama za banki zibwere? Nkhani yabwino: tsopano pali zosankha zachangu zomwe zimakulolani kusamutsa ndikulandila ndalama m'kuphethira kwa diso.
Ubwino wamalipiro apompopompo
Malipiro apompopompo amalola anthu ndi mabizinesi kutero lipira ndi kulandira malipiro mosavuta komanso moyenera.
Ndi kulipira pompopompo, anthu atha kugawaniza mabilu odyera ndi anzawo mosavuta ndikulandila ndalama nthawi yomweyo.
Mabizinesi, makamaka makampani ang'onoang'ono ndi apakatikati, amatha kukhala ndi mphamvu zowongolera ndalama zawo. Kuonjezera apo, pogwiritsa ntchito malipiro a nthawi yomweyo, amalonda amachepetsa ndalama zawo zogwirira ntchito ndipo amatha kupereka ntchito yabwino, mwachitsanzo popereka ndalama zobwezera nthawi yomweyo.
Mabungwe aboma atha kupindula ndi kayendetsedwe kabwino ka ndalama zawo monga momwe mabizinesi amachitira. Ndi kulipira pompopompo, mabungwe omwe siaboma ndi mabungwe othandizira amatha kugwiritsa ntchito zopereka mwachangu. Mabanki atha kugwiritsa ntchito zolipirira pompopompo ngati njira yopangira ntchito zandalama zatsopano ndikulimbitsa mpikisano wawo.
Mkhalidwe mu EU
Ndi 11% yokha ya ndalama zonse za euro ku EU zomwe zinaperekedwa mkati mwa masekondi kumayambiriro kwa 2022. Pafupifupi € 200 biliyoni amatsekedwa mumayendedwe azachuma tsiku lililonse.
Panthawi imodzimodziyo, kupezeka kwa malipiro a nthawi yomweyo ndi malipiro okhudzana nawo amasiyana kwambiri m'mayiko onse a EU.
Mgwirizano pamalipiro apompopompo
Mu Okutobala 2022, the Commission European adabwera ndi lingaliro lalamulo loti azilipira pompopompo mu euro kupezeka kwa anthu onse ndi mabizinesi omwe ali ndi akaunti yakubanki ku EU komanso ku Iceland, Norway ndi Liechtenstein. Mu Novembala 2023, Okambirana ku Nyumba Yamalamulo ku Europe adachita mgwirizano ndi Council palemba lomaliza la malamulo.
Malingana ndi malemba omwe anagwirizana:
- Kutumiza kwangongole pompopompo kuyenera kuchitidwa mosasamala tsiku kapena ola ndikukonzedwa nthawi yomweyo mkati mwa masekondi 10 ndi munthu amene amalipirayo akupeza risiti mwachangu
- Wopereka chithandizo chamalipiro ayenera nthawi yomweyo sinthani kuchuluka kwa ndalamazo kukhala ma euro, ngati malipiro atumizidwa kuchokera ku akaunti yomwe siinapangidwe mu euro
- Opereka chithandizo chamalipiro kuyenera kukhala ndi chidziwitso chabodza komanso chaposachedwa ndi kuchitapo kanthu kuti asatumizidwe kwa munthu wolakwika
- Opereka chithandizo chamalipiro ayeneranso kudziwitsa njira zowonjezera zopewera zigawenga monga kubera ndalama kapena kuthandizira zigawenga
- Kulipira pompopompo sikuyenera kuwononga ndalama zambiri kuposa zomwe zimachitika kale mu euro
- Mayiko a EU omwe sagwiritsa ntchito yuro adzakhalanso ndi kutsatira malamulo, koma patapita nthawi yaitali ya kusintha
Mu February 2024, Nyumba yamalamulo idavomereza lamuloli. Bungweli likavomereza lembalo, likhala lokonzeka kuyamba kugwira ntchito.
Lamuloli likugwirizana ndi zochitika zina zambiri pazachuma zomwe cholinga chake ndi kuonetsetsa kuti EU ikugwirizana ndi kupita patsogolo kwaukadaulo: kutumikira anthu ndi mabizinesi, ndikuteteza dongosolo lathu lazachuma ndi chuma ku zigawenga zokonzedwa. Zochita izi zimathandizira kulipira pompopompo, ntchito zolipira, crypto-assetsndipo kuthana ndi ndalama.
