NeChitatu, MEPs dzakatora mitemo mitsva kuti ive nechokwadi chekuti mari inotamiswa inosvika nekukurumidza mumabhangi maakaundi evatengi vezvitoro nemabhizinesi muEU.
Wakambogumbuka here kuti unofanirwa kumirira kwemazuva kuti mubhadharo webhangi uuye? Nhau dzakanaka: ikozvino kune sarudzo dzinokurumidza dzinokutendera iwe kutamisa uye kugamuchira mari mukubwaira kweziso.
Zvakanakira kubhadhara nekukurumidza
Kubhadhara ipapo kunobvumira vanhu nemabhizinesi kuita bhadhara uye ugamuchire mubhadharo zviri nyore uye zvinobudirira.
Nekubhadhara ipapo, vanhu vanogona kupatsanura nyore mari yekudyira neshamwari uye kugamuchira mari nekukurumidza.
Mabhizinesi, kunyanya makambani madiki uye epakati nepakati, anogona kuita hutongi hwakawanda pamusoro pekubuda kwemari yavo. Mukuwedzera, nekushandisa kubhadhara pakarepo, vatengesi vanoderedza mari yavo yekushanda uye vanogona kupa basa riri nani, semuenzaniso nekupa kudzorera pakarepo.
Masangano ehurumende anogona kubatsirwa nekuvandudza manejimendi emari yavo sezvinongoita mabhizinesi. Nekubhadhara nekukasira, maNGO uye vanopa rubatsiro vanogona kushandisa mipiro nekukurumidza. Mabhangi anogona kushandisa kubhadhara ipapo sechitubu chekuvandudza masevhisi emari uye kusimbisa chinzvimbo chavo chemakwikwi.
Mamiriro ezvinhu muEU
Chete 11% yezvese euros credit transfers muEU yakaitwa mukati memasekondi ekutanga kwe2022. Inosvika € 200 bhiriyoni yakavharirwa mukufambisa muhurongwa hwemari pane chero zuva rakapihwa.
Panguva imwecheteyo, kuvapo kwekubhadhara ipapo uye mari inoenderana inosiyana zvakanyanya munyika dzeEU.
Chibvumirano chekubhadhara pakarepo
Muna Gumiguru 2022, iyo European Commission yakauya nechisungo chemutemo chekuti mari yekubhadhara ipapo mueuro iwanikwe nevanhu vese nemabhizinesi ane akaundi yekubhangi muEU pamwe nekuIceland, Norway neLiechtenstein. Muna Mbudzi 2023, Vatauri veParamende yeEuropean vakaita chibvumirano neKanzuru pamagwaro ekupedzisira emutemo.
Zvinoenderana negwaro rakabvumiranwa:
- Kuchinjisa kiredhiti pakarepo kunofanirwa kuitwa zvisinei nezuva kana awa uye nekukasira kugadziriswa mukati memasekonzi maviri nemunhu ari kubhadhara achiwana risiti nekukurumidza
- Mupi webasa rekubhadhara anofanira pakarepo shandura huwandu hwekutengesa kuita euros, kana kubhadhara kuchiendeswa kubva kuakaunti isina kunyorwa mumaeuro
- Payment service providers inofanira kunge iine hutsotsi hwakasimba uye hwemazuva ano uye kutora matanho ekudzivirira kutamisa kutumirwa kune munhu asiriye
- Vanopa masevhisi ekubhadhara vanofanirawo kusuma mamwe matanho ekudzivirira mabasa ehutsotsi sekubira mari zvisiri pamutemo kana mari yemagandanga
- Kubhadhara ipapo hakufanire kudhura kupfuura zvechinyakare kutengeserana mumaeuro
- Nyika dzeEU dzisingashandisi euro dzichavawo kushandisa mitemo, asi mushure menguva refu yekuchinja
Muna February 2024, Paramende yakabvumira mutemo uyu. Kana Kanzuru yangobvumidza chinyorwa, chinenge chagadzirira kutanga kushanda.
Mutemo uyu wakabatanidzwa kune dzimwe nzira dzakati wandei munyaya dzehupfumi dzinovavarira kuona kuti EU iri kufambirana nekufambira mberi kwetekinoroji: kushandira vanhu nemabhizinesi, nekuchengetedza hurongwa hwedu hwemari uye hupfumi kubva kuhutsotsi hwakarongeka. Zvirongwa izvi zvinobata kubhadhara ipapo, kubhadhara mabasa, crypto-assets, uye anti-mariadi.
