NgoLwesithathu, ii-MEPs zamkele imithetho emitsha yokuqinisekisa ukuba ukudluliselwa kwemali ye-euro kufika ngokukhawuleza kwiiakhawunti zebhanki zabathengi abathengisayo kunye namashishini kwi-EU.
Ngaba ukhe wacatshukiswa kukuba kufuneka ulinde iintsuku ukuze kungene iintlawulo zebhanki? Iindaba ezimnandi: ngoku kukho iinketho ezikhawulezayo ezikuvumela ukuba uthumele kwaye ufumane imali ngokuqhwanyaza kweliso.
Izibonelelo zeentlawulo ezikhawulezileyo
Iintlawulo ezikhawulezileyo zivumela abantu kunye namashishini ukuba hlawula kwaye ufumane iintlawulo ngokulula nangokufanelekileyo.
Ngeentlawulo ezikhawulezileyo, abantu banokwahlula ngokulula ityala lokutyela kunye nabahlobo kwaye bafumane imali kwangoko.
Amashishini, ngakumbi iinkampani ezincinci kunye neziphakathi, zinokusebenzisa ulawulo oluthe kratya ekuhambeni kwemali yazo. Ukongezelela, ngokusebenzisa iintlawulo ezikhawulezayo, abarhwebi banciphisa iindleko zabo zokusebenza kwaye banokunikezela ngenkonzo engcono, umzekelo ngokunikela ngokubuyisela ngokukhawuleza.
Amaziko karhulumente angaxhamla kulawulo oluphuculweyo lwemali ekhoyo njengoko esenza amashishini. Ngeentlawulo ezikhawulezileyo, ii-NGOs kunye nemibutho yesisa zinokusebenzisa iminikelo ngokukhawuleza. Iibhanki zinokusebenzisa iintlawulo ezikhawulezileyo njengesixhobo sokuphuhlisa iinkonzo zezimali ezintsha kunye nokomeleza isikhundla sazo sokukhuphisana.
Imeko kwi-EU
Kuphela i-11% yazo zonke ii-euro zokutshintshela ngetyala kwi-EU ziqhutywe kwimizuzwana ekuqaleni kwe-2022. Phantse i-200 yeebhiliyoni zee-euro zivalelwe ukuhamba kwinkqubo yezemali ngalo naluphi na usuku.
Kwangaxeshanye, ukufumaneka kweentlawulo ezikhawulezileyo kunye neentlawulo ezinxulumene noko zahluka kakhulu kumazwe e-EU.
Isivumelwano kwiintlawulo ezikhawulezileyo
Ngo-Okthobha u-2022, Komishoni yaseYurophu beza nesiphakamiso somthetho sokwenza iintlawulo ezikhawulezileyo nge-euro zifumaneke kubo bonke abantu kunye namashishini abambe iakhawunti yebhanki kwi-EU kunye nase-Iceland, eNorway naseLiechtenstein. NgoNovemba 2023, Abaxoxisana nePalamente yaseYurophu baye benza isivumelwano kunye neBhunga kumthetho wokugqibela.
Ngokwesicatshulwa ekuvunyelwene ngaso:
- Ukudluliselwa kwetyala kwangoko kufuneka kwenziwe kungakhathaliseki usuku okanye iyure kwaye iqhutywe ngokukhawuleza kwimizuzwana emi-10 nomntu owenza intlawulo ufumana irisithi ngokukhawuleza
- Umboneleli-nkonzo wentlawulo kufuneka ngoko nangoko guqula isixa sentengiselwano kwi-euro, ukuba intlawulo ifakwe kwi-akhawunti engekho kwi-euro
- Ababoneleli ngenkonzo yentlawulo kufuneka ibenobuqhophololo obuqinileyo nobuhlaziyiweyo kwaye athathe amanyathelo okuthintela ukuthunyelwa kokudluliselwa kumntu ongafanelekanga
- Ababoneleli benkonzo yentlawulo kufuneka nabo bazise amanyathelo ongezelelweyo okuthintela izenzo zolwaphulo-mthetho njengokuthutyeleziswa kwemali okanye inkxaso-mali yabanqolobi
- Iintlawulo ezikhawulezayo akufanele zibize ngaphezu kweentengiselwano zemveli kwii-euro
- Amazwe e-EU angayisebenzisiyo iyuro nawo aya kuba nayo ukusebenzisa imigaqo, kodwa emva kwexesha elide lotshintsho
NgoFebruwari 2024, IPalamente yamkele umthetho. Nje ukuba iBhunga livume isicatshulwa, siya kuba sikulungele ukuqalisa ukusebenza.
Lo mthetho udityaniswe noluhlu lwamanye amanyathelo kwinkalo yezoqoqosho ejolise ekuqinisekiseni ukuba i-EU ihambelana nenkqubela phambili yezobuchwepheshe: ukukhonza abantu kunye namashishini, kunye nokukhusela inkqubo yethu yezemali kunye noqoqosho kulwaphulo-mthetho olulungelelanisiweyo. La manyathelo ajongene neentlawulo ezikhawulezileyo, iinkonzo zokuhlawula, crypto-asethi, yaye Ukuphathwa gadalala ngemali.
