Izolo, uMkhandlu kanye nePhalamende bafinyelele esivumelwaneni sesikhashana sokwakha igunya elisha laseYurophu elilwa nokushushumbiswa kwemali kanye ukubala uxhaso lwezimali zobuphekula (AMLA) - okuyisisekelo sephakeji lokulwa nokushushumbiswa kwemali, okuhloswe ngalo ukuvikela izakhamizi ze-EU kanye nohlelo lwezezimali lwe-EU ngokumelene nokuxhashazwa kwemali kanye nokuxhaswa kwamaphekula.
I-AMLA izoba namandla okuqondisa aqondile nangaqondile phezu kwezinhlangano ezisengozini enkulu emkhakheni wezezimali. Lesi sivumelwano sishiya ngaphandle isinqumo ngendawo yesihlalo se-ejensi, udaba olusaqhubeka nokudingidwa ngakolunye uhlangothi.
Uma kubhekwa ubugebengu bezezimali obunqamula imingcele, isiphathimandla esisha sizothuthukisa ukusebenza kahle kokulwa nokushushumbiswa kwemali futhi simelane nohlaka lokuxhaswa ngezimali kobuphekula (i-AML/CFT), ngokwakha indlela edidiyelwe nabaphathi bakazwelonke ukuqinisekisa ukuthi izinhlaka eziphoqelekile zithobelana nemithetho. Izibopho ezihlobene ne-AML/CFT emkhakheni wezezimali. I-AMLA izophinde ibe neqhaza elisekelayo mayelana noku imikhakha okungezona ezezezimali, Futhi ukuxhumanisa amayunithi ezobunhloli bezezimali emazweni angamalungu.
Ukwengeza emandleni okuqondisa futhi ukuze kuqinisekiswe ukuthotshelwa komthetho, ezimeni zokwephulwa okubucayi, okuhlelekile noma okuphindaphindiwe kwezimfuneko ezisebenza ngokuqondile, Isiphathimandla sizokwenza ukubeka unswinyo lwemali ezinkampanini eziphoqelekile ezikhethiwe.
Amandla okuphatha
Isivumelwano sesikhashana sengeza amandla ku-AMLA okuthi qondisa ngqo izinhlobo ezithile zezikweletu nezikhungo zezimali, okuhlanganisa abahlinzeki besevisi ye-crypto asset, uma zibhekwa njengengcuphe enkulu noma zisebenza ngaphesheya kwemingcele.
I-AMLA izokwenza a ukukhethwa kwezikweletu kanye nezikhungo zezimali ezimelela ubungozi obukhulu emazweni amaningana angamalungu. Izinkampani eziphoqelekile ezikhethiwe zizogadwa amathimba okuqondisa ahlangene aholwa yi-AMLA azokwenza phakathi kwezinye izinto ukuhlola nokuhlola. Isivumelwano siphathisa igunya kwengamela amaqembu nezinhlangano ezingafika kuma-40 ohlelweni lokuqala lokukhetha.
Ukuze izinhlangano ezinesibopho ezingakhethiwe, ukugadwa kwe-AML/CFT kuzohlala ikakhulukazi ezingeni likazwelonke.
Okwe umkhakha okungewona owezezimali, i-AMLA izoba nendima esekelayo, yenza ukubuyekezwa futhi iphenye ukwephulwa okungenzeka ekusetshenzisweni kohlaka lwe-AML/CFT. I-AMLA izoba namandla okukhipha izincomo ezingabophi. Abaphathi kazwelonke bazokwazi ukumisa ngokuzithandela ikolishi lebhizinisi okungeyona eyezezimali elisebenza ngaphesheya kwemingcele uma kubonakala lidingeka.
Isivumelwano sesikhashana sinweba ububanzi kanye nokuqukethwe kwesizindalwazi sokuqondisa se-AMLA ngokucela iSiphathimandla ukuthi sisungule futhi sigcine ulwazi lwakamuva luhambisana nesikhathi. isizindalwazi esimaphakathi solwazi efanele ohlelweni lokuqondisa lwe-AML/CFT.
Izijeziso zezezimali ezihlosiwe
Isiphathimandla sizoqapha ukuthi izinhlangano eziphoqelekile ezikhethiwe zinezinqubomgomo nezinqubo zangaphakathi ukuze siqinisekise ukuqaliswa kwezimpahla ezihlosiwe zenswinyo yezezimali ziyamiswa futhi zithathwe.
Ukubusa
I-AMLA izoba nebhodi elijwayelekile elakhiwe ngabamele abaphathi i-Financial Intelligence Units evela kuwo wonke amazwe angamalungu, kanye nebhodi lesigungu, okuzoba isigungu esilawulayo se-AMLA, esakhiwe usihlalo wesigungu seziPhathimandla kanye namalungu amahlanu asebenza ngokugcwele azimele.
UMkhandlu kanye nePhalamende basuse ilungelo leKhomishana lokuvotela amanye amandla esigungu esiphezulu, ikakhulukazi amandla ayo esabelomali.
Ukushaya ikhwela
Isivumelwano sesikhashana sethula indlela eqinisiwe yokushaya ikhwela. Mayelana nezinhlangano eziphoqelekile, i-AMLA izobhekana kuphela nemibiko evela emkhakheni wezezimali. Izokwazi nokuhambela imibiko evela kubasebenzi beziphathimandla zikazwelonke.
Ukungavumelani
I-AMLA izonikezwa amandla okuxazulula ukungaboni ngaso linye ngomphumela oyisibopho kumongo wamakolishi omkhakha wezezimali futhi, kunoma yisiphi esinye isimo, ngesicelo somphathi wezezimali.
Isihlalo se-AMLA
UMkhandlu kanye nePhalamende LaseYurophu njengamanje zixoxisana ngemigomo yenqubo yokukhetha indawo yokuhlala yeSigungu esisha. Uma inqubo yokukhetha isivunyelwene, inqubo yokukhethwa kwesihlalo izoqedwa futhi indawo izokwethulwa emthethweni.
Izinyathelo ezilandelayo
Umbhalo wesivumelwano sesikhashana usuzophothulwa futhi wethulwe kubameleli bamazwe angamalungu kanye nePhalamende LaseYurophu ukuze ugunyazwe. Uma kuvunywa, uMkhandlu kanye nePhalamende kuyodingeka bamukele ngokusemthethweni imibhalo.
Izingxoxo phakathi koMkhandlu nePhalamende mayelana nokulawulwa kwezimfuneko zokulwa nokushushumbiswa kwemali ezinkampanini ezizimele kanye nomyalelo wezindlela zokulwa nokushushumbiswa kwemali zisaqhubeka.
Background
Ngomhla zingama-20 kuJulayi 2021, Ikhomishini yethula iphakethe layo leziphakamiso zomthetho zokuqinisa imithetho ye-EU mayelana nokulwa nokushushumbiswa kwemali kanye nokuphikisana nokuxhaswa ngezimali kobuphekula (AML/CFT). Le phakheji iqukethe:
- umthethonqubo osungula omusha EU isikhulu esimelene nokushushumbiswa kwemali (AMLA) esizoba namandla okubeka unswinyo nezijeziso
- umthethonqubo obeka kabusha umthethonqubo wokudluliswa kwezimali ohlose ukwenza ukudluliselwa kwe-crypto-assets kube sobala futhi kulandeleke ngokugcwele.
- umthethonqubo omayelana nezimfuneko zokulwa nokushushumbiswa kwemali embonini ezimele
- umyalelo wezindlela zokulwa nokushushumbiswa kwemali
UMkhandlu kanye nePhalamende bafinyelele isivumelwano sesikhashana mayelana nomthetho wokudluliselwa kwezimali ngomhla zingama-29 kuNhlangulana wezi-2022.
ukulwa nokushushumbiswa kwemali kanye nokulwa nokuxhaswa ngezimali kobuphekula
