NgoLwesithathu, ama-MEPs amukele imithetho emisha yokuqinisekisa ukuthi ukudluliselwa kwemali ye-euro kufika ngokushesha kuma-akhawunti asebhange amakhasimende athengisayo namabhizinisi kulo lonke elase-EU.
Wake wacasulwa ukuthi kufanele ulinde izinsuku ukuze ukhokhelwe ebhange? Izindaba ezinhle: manje kunezinketho ezisheshayo ezikuvumela ukuthi udlulise futhi wamukele imali ngokuphazima kweso.
Izinzuzo zezinkokhelo ezisheshayo
Izinkokhelo ezisheshayo zivumela abantu namabhizinisi ukuthi benze kanjalo khokha futhi uthole izinkokhelo kalula nangempumelelo.
Ngezinkokhelo ezisheshayo, abantu bangahlukanisa kalula ibhili yendawo yokudlela nabangane futhi bathole izimali ngokushesha.
Amabhizinisi, ikakhulukazi izinkampani ezincane neziphakathi nendawo, zingasebenzisa ukulawula okwengeziwe ekungeneni kwazo kwemali. Ngaphezu kwalokho, ngokusebenzisa izinkokhelo ezisheshayo, abathengisi behlisa izindleko zabo zokusebenza futhi banganikeza isevisi engcono, isibonelo ngokunikeza imbuyiselo esheshayo.
Izikhungo zikahulumeni zingahlomula ekuphathweni okuthuthukisiwe kwemali yazo njengoba kwenza amabhizinisi. Ngezinkokhelo ezisheshayo, ama-NGO kanye nezinhlangano ezisiza umphakathi zingasebenzisa iminikelo ngokushesha okukhulu. Amabhange angasebenzisa izinkokhelo ezisheshayo njengesisekelo sokuthuthukisa izinsiza zezezimali ezisha futhi aqinise isikhundla sawo sokuncintisana.
Isimo e-EU
Kuphela u-11% wakho konke ukudluliselwa kwekhredithi ye-euro e-EU okwenziwe phakathi nemizuzwana ekuqaleni kuka-2022. Cishe amabhiliyoni angu-200 akhiyelwe ekuhambeni ohlelweni lwezezimali nganoma yiluphi usuku.
Ngesikhathi esifanayo, ukutholakala kwezinkokhelo ezisheshayo nezinkokhelo ezihlobene nazo ziyahlukahluka kakhulu emazweni e-EU.
Isivumelwano sezinkokhelo ezisheshayo
Ngo-Okthoba 2022, i- I-European Commission yaqhamuka nesiphakamiso somthetho sokwenza izinkokhelo ezisheshayo ngama-euro zitholakale kubo bonke abantu namabhizinisi ane-akhawunti yasebhange e-EU kanye nase-Iceland, eNorway nase-Liechtenstein. NgoNovemba 2023, Abaxoxisana nabo ePhalamende laseYurophu benze isivumelwano noMkhandlu embhalweni wokugcina womthetho.
Ngokombhalo okuvunyelwene ngawo:
- Ukudluliswa kwekhredithi okusheshayo kufanele kwenziwe kungakhathaliseki usuku noma ihora futhi kusetshenzwe ngokushesha ngemizuzwana eyi-10 nomuntu owenza inkokhelo ethola irisidi ngokushesha nje
- Umhlinzeki wesevisi yokukhokha kufanele ngokushesha guqula inani lokuthengiselana libe ngama-euro, uma inkokhelo ithunyelwe isuka ku-akhawunti engafakwanga ngama-euro
- Abahlinzeki besevisi yokukhokha kufanele ibe nokutholwa kokukhwabanisa okuqinile nokwakamuva futhi uthathe izinyathelo zokuvimbela ukudluliselwa kumuntu ongafanele
- Abahlinzeki besevisi yokukhokha kufanele futhi bethule izinyathelo ezengeziwe zokuvimbela izenzo zobugebengu njengokuxhashazwa kwemali noma uxhaso lwamaphekula
- Izinkokhelo ezisheshayo akufanele zibize ngaphezu kokuthenga okujwayelekile ngama-euro
- Amazwe e-EU angasebenzisi i-euro nawo azoba nayo ukusebenzisa imithetho, kodwa ngemva kwesikhathi eside soguquko
Ngo-February 2024, IPhalamende liwugunyazile lo mthetho. Uma uMkhandlu usuwugunyazile umbhalo, uzobe usulungele ukuqala ukusebenza.
Umthetho uxhunyaniswe nohlu lwezinye izinhlelo emkhakheni wezomnotho ezihlose ukuqinisekisa ukuthi i-EU ihambisana nentuthuko yezobuchwepheshe: ukusiza abantu namabhizinisi, nokuvikela uhlelo lwethu lwezezimali kanye neminotho ebugebengwini obuhleliwe. Lezi zinhlelo zibandakanya izinkokhelo ezisheshayo, izinsizakalo zokukhokha, i-crypto-assets, Futhi ukulondolozwa kwemali.
