Izolo, iBhunga kunye nePalamente bafikelele kwisivumelwano sethutyana ekudaleni igunya elitsha laseYurophu lokuchasana nokuthutyeleziswa kwemali kunye ukubala ukuxhaswa ngemali kobugrogrisi (AMLA) - eyona nto iphambili kwipakethe yokuchasana nokuthengiswa kwemali, ejolise ekukhuseleni abemi be-EU kunye nenkqubo yezemali ye-EU ngokuchasene nokuthutyeleziswa kwemali kunye nokuxhaswa ngabanqolobi.
I-AMLA iya kuba namagunya okulawula ngokuthe ngqo nangathanga ngqo kumaziko anyanzelekileyo asemngciphekweni omkhulu kwicandelo lezemali. Esi sivumelwano sishiya ngaphandle isigqibo malunga nendawo yesihlalo se-arhente, umba oqhubeka nokuxoxwa kwelinye icala.
Ngenxa yobume bolwaphulo-mthetho lwezemali olunqumla imida, ugunyaziwe omtsha uya kukhulisa ukusebenza kakuhle kokuchasana nokuthutyeleziswa kwemali kunye nokuchasana nesikhokelo soxhaso-mali lobunqolobi (i-AML/CFT), ngokudala indlela edibeneyo kunye nabaphathi besizwe ukuqinisekisa ukuba amaqumrhu anyanzelekileyo athobela. Iimbopheleleko ezinxulumene ne-AML/CFT kwicandelo lezemali. I-AMLA iya kuba nendima yenkxaso ngokubhekiselele ku amacandelo angengawo awemali, yaye ukulungelelanisa iiyunithi zobuntlola kwezemali kumazwe angamalungu.
Ukongeza kumagunya okongamela kunye nokuqinisekisa ukuthotyelwa, kwiimeko zokwaphulwa okunzulu, okucwangcisiweyo okanye okuphindaphindiweyo kweemfuno ezisebenzayo ngqo, iGunya liya kuthi. ukuwisa izohlwayo zemali kumaziko akhethiweyo anyanzelekileyo.
Amagunya okulawula
Isivumelwano sethutyana songeza amagunya kwi-AMLA ukongamela ngokuthe ngqo iintlobo ezithile zetyala kunye namaziko emali, kubandakanywa ababoneleli ngenkonzo ye-asethi ye-crypto, ukuba zibhekwa njengomngcipheko ophezulu okanye zisebenza ngaphaya kwemida.
I-AMLA iya kwenza a ukhetho lwetyala kunye namaziko emali ezimele umngcipheko omkhulu kumazwe amaninzi angamalungu. Amaziko akhethiweyo anyanzelekileyo aya kulawulwa ziikomiti ezidityanelweyo zokusuphavayiza ezikhokelwa yi-AMLA eziya kuthi phakathi kwezinye izinto zenze iimvavanyo nokuhlola. Isivumelwano siphathisa igunya ukongamela ukuya kutsho kuma-40 amaqela namaqumrhu kwinkqubo yokuqala yokhetho.
kuba amaziko angakhethwanga, ukongamela kwe-AML/CFT kuya kuhlala ikakhulu kwinqanaba likazwelonke.
Ukwenzela i icandelo elingelilo elemali, i-AMLA iya kuba nendima exhasayo, ukwenza uphononongo kunye nokuphanda ukuphulwa okungenzeka kwisicelo se-AML / CFT sikhokelo. I-AMLA iya kuba negunya lokukhupha iingcebiso ezingabopheleliyo. Iisuphavayiza zikazwelonke ziya kuba nako ukuseta ngokuzithandela ikholeji kwiziko elingeyiyo eyemali elisebenza ukunqumla imida ukuba oko kubonakala kuyimfuneko.
Isivumelwano sethutyana sandisa umda kunye nesiqulatho sedathabheyisi yolawulo lwe-AMLA ngokucela iGunya ukuba liseke kwaye lihlale linolwazi lwangoku. uvimba weenkcukacha ophakathi wolwazi efanelekileyo kwi-AML/CFT inkqubo yokusuphavayiza.
Izohlwayo zemali ekujoliswe kuzo
IGunya liya kubeka esweni ukuba amaziko athile anyanzelekileyo anemigaqo-nkqubo yangaphakathi kunye neenkqubo zokuqinisekisa umiliselo lwezohlwayo zemali ekujoliswe kuzo ezithinjwa kwaye zithinjwe.
Lawulo
I-AMLA iya kuba nebhodi jikelele equlunqwe ngabameli babaphathi i-Financial Intelligence Units evela kuwo onke amazwe angamalungu, kunye nebhodi yesigqeba, eya kuba liqumrhu elilawulayo le-AMLA, eliqulunqwe ngusihlalo weGunya kunye namalungu amahlanu azimeleyo asisigxina.
IBhunga kunye nePalamente yalisusa ilungelo leKhomishini yokuvota kwamanye amagunya ebhodi yesigqeba, ngokukodwa amandla ayo ohlahlo lwabiwo-mali.
Ukubetha impempe
Isivumelwano sethutyana sazisa indlela eyomeleziweyo yokubetha impempe. Ngokuphathelele kumaziko anyanzelekileyo, i-AMLA iya kujongana kuphela neengxelo ezivela kwicandelo lezemali. Iya kukwazi nokuya kwiingxelo ezivela kubasebenzi bamagunya esizwe.
Ukungavumelani
I-AMLA iya kunikwa amandla okulungisa ukungavisisani kunye nesiphumo esibophelelayo kwimeko yeekholeji zecandelo lezemali kwaye, kuyo nayiphi na enye imeko, ngesicelo somphathi wezezimali.
Isihlalo se-AMLA
IBhunga kunye nePalamente yaseYurophu zithethathethana ngoku ngemithetho-siseko yenkqubo yokukhetha indawo yokuhlala yeGunya elitsha. Emva kokuba inkqubo yokhetho ivunyiwe, inkqubo yokukhethwa kwesihlalo iya kugqitywa kwaye indawo iya kwaziswa kummiselo.
Amanyathelo alandelayo
Umbhalo wesivumelwano sethutyana ngoku uya kuqukunjelwa kwaye unikezelwe kubameli bamazwe angamalungu kunye nePalamente yaseYurophu ukuze ivunywe. Ukuba ivunyiwe, iBhunga kunye nePalamente kuya kufuneka ukuba zamkele ngokusesikweni imibhalo.
Uthethathethwano phakathi kweBhunga kunye nePalamente malunga nolawulo lweemfuno ezichasene nokuthutyeleziswa kwemali kwicandelo labucala kunye nomyalelo weendlela ezichasene nokuthutyeleziswa kwemali zisaqhuba.
imvelaphi
Ngomhla wama-20 kaJulayi 2021, iKomishoni yazisa ipakethe yayo yeziphakamiso zomthetho ukuqinisa imithetho ye-EU malunga nokulwa nokuthuthwa kwemali kunye nokuchasana nokuxhaswa ngemali yobugrogrisi (AML / CFT). Le phakheji ine:
- ummiselo wokuseka omtsha EU igunya elichasene nokuthutyeleziswa kwemali (AMLA) eliya kuba namandla okuwisa izohlwayo kunye nezohlwayo
- ummiselo obuyisela umgaqo wokudluliselwa kweemali ezijolise ekwenzeni ukudluliselwa kwe-crypto-assets ibe yinto ecacileyo kwaye ilandeleke ngokupheleleyo.
- ummiselo kwiimfuno ezichasene nokuthutyeleziswa kwemali kwicandelo labucala
- Umyalelo weendlela ezichasene nokuthutyeleziswa kwemali
IBhunga kunye nePalamente bafikelele kwisivumelwano sethutyana malunga nommiselo wokudluliselwa kwemali ngomhla wama-29 kweyeSilimela ngowama-2022.
ukulwa nokuthutyeleziswa kwemali kunye nokulwa nokuxhaswa ngemali kobunqolobi
